Roofing – Fire Ratings and Warranties

Roofing Fires

Fire Ratings

For a home owner, the worst thing that can happen to your house and to all your contents, is if it would somehow be destroyed. One way this can happen is through a fire. The risk of a fire is a very real and frightening thing but in many cases they can be avoided or stopped before burning the house to the ground. It is therefore important that all homes should have at least a couple of fire alarms and on different floors. The alarms should be serviced regularly to avoid these types of catastrophes. When it comes to roofs, there is an independent testing service called the Underwriter’s Laboratory and they test all types of roofing materials. It is their job to determine a product’s resistance to igniting, how it is supporting the spreading of a fire and how it is adding to a fire hazard by emitting different burning brands. Once the Underwriter’s Laboratory have tested the products, they are then rated as either a Class A (which is the materials and products with the most fire retardant qualities), Class B or Class C. Obviously some roofing materials such as untreated wood shingles and shakes are very flammable and does not receive a rating due to this.

Roofing Insurance


When repairing or laying a new roof, there are several different products and materials needed – not only the actual tools for the job at hand. It can be an expensive venture but a good laid roof can last for a very long time. A good thing is that many roofing manufacturers will have some sort of warranties on their products, guaranteeing them against manufacturing defects for the entire length of the roof – providing that the roof has been laid correctly. There should be clear instructions coming with many of the products that you purchase to lay a new roof and it is important to follow these precisely, as to not invalidate the warranty. If the instructions say to use ten nails for example – then do not use eight or eleven nails – use ten nails. The same thing goes for allowing the recommended weather exposure. When it comes to roofing products, many of the warranties are prorated. This means that if you spent £1000 on roofing products and the warranty is for 20 years, should your roof fail in the first year, you will get your full £1000 back from the manufacturer. If the roof fails after 10 years (half of the warranty’s life) you will receive half of the money you spent as the warranty is only worth £500 then.


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